10+ Years of Automotive Excellence

Unlocking Capital for Underserved Vehicle Dealerships

Luvium provides a scalable floor plan finance solution tailored for dealerships in rural and underserved regions. Experience agility that major banks simply can't match.

Why Choose Luvium Over Major Banks?

Traditional financial institutions often overlook small-to-medium dealers due to rigid criteria and slow bureaucratic processes. At Luvium, we've rebuilt floor plan financing from the ground up.

Speed of Execution

Where banks take weeks, we use AI-driven vetting to approve liquidity in days.

Dealer-Centric Flexibility

Our terms are designed for the realities of the rural automotive market, not institutional convenience.

Industry Roots

With 10+ years of history through Randgate and Westgate, we know the sector better than any bank.

Secure & Scalable

Our platform integrates seamlessly with your operations, providing real-time inventory tracking and automated liquidity management.

  • Bank-grade encryption
  • POPIA Compliant
  • Strivo AI Integration

Frequently Asked Questions

Everything you need to know about Luvium Floor Plan Financing.

What is floor plan financing?

It is a revolving line of credit that allows dealerships to purchase inventory (vehicles). The credit line is secured by the inventory itself, freeing up your operational cash flow.

How do I qualify for a credit line?

We look at your dealership'\''s sales history, inventory turnover, and market location. Our AI-driven onboarding process minimizes paperwork and speeds up approval.

Which regions do you cover?

While we operate across South Africa, our primary mission is to support dealerships in rural and underserved areas that are often neglected by major metropolitan banks.

Is there a minimum turnover requirement?

We assess each dealer individually. Our goal is to empower growth, so we consider your potential and local market dynamics alongside historical data.

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Ready to grow your inventory?

Apply for Financing